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For templates which just contain a sample loan amortization schedule, you should use them as references to make your own loan amortization schedule. If the template contains instructions then you should follow them step by step to make your own loan amortization schedule. You can also see Travel Schedule Templates. If the loan amortization schedule is an Excel template then you can use it to create your amortization schedule by inputting various details of your loan like the principal, interest rate, period, scheduled payments, early payments, etc and the predefined Excel functions will automatically generate your amortization schedule. The Loan amortization schedule templates are of various kinds and each should be used differently. > How to use the Loan Amortization Schedule Templates? This is a loan amortization schedule template which can help you in tabulating your amortization schedule by making use of simple mathematical formulae on your principal, interest rate, and period of the loan.